by Livrichy Real Estate

by Livrichy Real Estate

Get a personalized mortgage estimate and a selection of properties offering a 5–10% annual return

Why buying in Dubai is more cost-effective than renting

Dubai · Resale Properties · Mortgages for Non-Residents

Mortgage payments — tailored to your budget

Selection of properties with a yield of 5–10% per year

Comparison of Renting and Buying: The Real Numbers

5–10%

Annual return

From $150 000

Entry budget

15 minutes

Expert's response

You will spend

$80 000 – $150 000

01

Will not be owned

0 items

02

You won't accumulate any assets

0 items

03

Every month, you pay rent. And that money just disappears. Over the course of 3–5 years:

You already pay for housing

But you get nothing in return

Monthly expenses

$1,400–$1,800 per month

Down payment

from $78,000

IN 5 YEARS, YOUR CAPITAL WILL AMOUNT TO $100,000

A 15–30% increase in property values

The ability to earn and receive income

You pay the same as you would for rent—but you’re building equity

PURCHASE

Monthly expenses

$1,400–$1,800 per month

Over the course of five years, you'll spend more than $100,000

THE MONEY IS GONE—AND NO ASSETS, NO REFUND

RENT

01

You are building up your own capital

02

Real estate prices are rising

03

You can make a payment

04

You pay yourself—not the landlord

In Dubai, a mortgage payment is often comparable to rent. The difference is that:

Rent is an expense. A mortgage is an investment.

What if you paid the same amount, but for something of your own?

Available properties

Real estate that’s already a better deal than renting

UPSIDE

from 1,4m AED

or $394 000

Business Bay, Dubai

Viridian, Central Park

from 2,4m AED

or $650 000

City Walk, Al Wasl, Dubai

Executive Residences 2

from 1,5m AED

or $420 000

Dubai Hills Estate, Dubai

or $750 000

Boutique 7 Hotel Apartments

from 2,7m AED

Barsha Heights (Tecom), Dubai

Our clients' results

Real numbers, real deals

5–10%

Annual return

By confirmed customer sites

+20%

Price increase

Real estate price appreciation over the period

$150K+

Minimum transaction

Transaction amounts range from $150,000 to over $1 million

Submit a request and receive: a selection of properties and a personalized quote based on your budget

Calculate whether it's
worth your while to buy

Dubai Secondary

Buying pre-owned property in Dubai with a mortgage for non-residents.

Livrichy Real Estate

© 2025 Dubai Secondary / Livrichy Real Estate. All rights reserved. Prices and availability are subject to change without notice.